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The holidays are supposed to be a time of remembering the incredible gift we received from God–the birth of Christ. But a number of things can steal the  joy of the season. So make a few changes to rid your bah hum bug mood! Let’s start with celebrating too early. Christmas seems to get bigger and…

It’s the most wonderful time of the year for those who have the money for holiday spending. But hey, most of us have to watch our budget so as not to engage in holiday overspending. Here are a few suggestion I found on moneychangers.com. It’s an interesting site with ideas to put a little cash in your pocket…

Gray Thursday, Black Friday, Cyber Monday…get ready for the before and after Christmas sales. Seems there is always a sale, a pull to get us to buy more! But considering most of us are on a budget, we need to say NO–move away from the display and exercise shopping restraint! According to the annual Harris…

It’s a common scenario, one person in a couple is a spender, the other wants to save. Fighting over money puts strain on even the best relationship. So how do you work through what seems like a major difference in approaching life? The key is to understand what is behind the money conflict. Begin, by…
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