Developing a marriage contract acceptable to all practicing Muslim women and men is difficult due to the wide range of basic concepts we hold about gender and marital relations. Even scholars of fiqh (Islamic law) disagree among themselves on these issues. Often, scholars not raised in America fail to completely grasp details of life here and offer, albeit sincerely, solutions that fall short of being pertinent and applicable. An effective holistic approach to life planning and problem solving in America must stem from research of all Qur'anic ayat and examples from the Sunnah, not simply sailing through these sources and latching on to quotes which conveniently confirm pre-set ideas.

Many educated individuals, even some raised as Muslims, harbor the misconception that religion and tradition are equal forces preventing positive change. Perhaps this is because Muslims have not yet devised ways to apply the principles of the Qur'an and the Prophet's Sunnah to the demands of the 20th century. This must be done in a way that is both practical and that maintains the fidelity to the intent of pleasing Allah.

The Qur'an and the Sunnah contain all the seeds necessary for Islamic practices in all times and places, and Islamic religious thought should be a catalyst for healthy change, not militate against it. This is possible when Muslims distinguish between human traditions and Islamic precepts. Seeking Allah's pleasure should be our focus, not a particular ethno-historical perspective, whether it emanates from the West or East. Ethnically based "faith" is incapable of providing a God-centered worldview and merely gropes toward equitable gender relations.

In fiqh, enforceable rights and obligations obtained in the marriage contract are based on the presumed purposes of an Islamic marriage. These include but are not limited to: creation of a unit of society that mutually accepts Allah as an integral part of every situation and decision; a unit that recognizes mutual rights and obligations toward each other and all other members of the extended family on both sides, whether they be in the same place or not and whether they are Muslim or not; creation of a home that promotes and ensures equity, peace, comfort, security, legally and publicly recognized intimacy, and mutual gratification, including mental, spiritual, and physical.

The Islamic marriage contract is meant to solidify these bonds and specify stipulations important to the woman and the man. In Islam this document is a civil contract, not a religious sacrament. In fiqh it is listed under mu'amalat (business transactions). The contract should be drawn up with the intent of safeguarding present and future legal rights of the signatories, should encourage marital harmony, and should include stipulations in keeping with the spirit of the Qur'an and Sunnah. Stipulations should be clear, precise, and, where applicable, refer to exact amounts. Any stipulations about future children should reflect a sincere attempt to provide the best atmosphere for rearing Allah-conscious children. The overall purpose of this contract, as in all other acts of a Muslim, is to please Allah.

The Qur'an (4:34) declares men to be qawwamun, protectors and maintainers of women, and considers them responsible for the upkeep of the family regardless of the wife's health. This includes responsibility for children, which continues even after divorce.

Often this ayah has been, but should not be, construed as a license to treat the wife as a pubescent child. We know from the consistently respectful and equitable behavior of the Prophet with his wives and other Muslim women that he considered them owners of their own cognizance, and capable of reasoned thought. Allah (33:35) and Allah's Prophet promoted in both females and males personal consciousness of Islamic precepts and physical capability.

According to current thinking in all madhahib (schools of thought), the wife is charged with three main responsibilities toward her husband: gratifying his sexual desires, safeguarding her honor and person in his absence, and guarding his physical property.

Notice no reference is made to cooking, cleaning, or even nursing of children. These are not requirements in Islamic law, as the Prophet said the woman who performs these services does so out of the goodness of her heart. This is reported by Bukhari.

Beyond these few determined responsibilities, a married couple may devise any type of marital lifestyle that they both agree upon, and are beholden to no other couple's idea of what a "proper" marriage should be.

General Requirements

The basic requirements of a contract are: 1) declaration, 2) capability of the contractees to understand all contract implications, 3) consent of the woman, 4) conclusion resulting from an offer ('ijab) and acceptance (qabul) with two witnesses, 5) and a mahr (dowry).

There may be an immediate mahr, a continuous one during each day, month, year of marriage, and a deferred one upon dissolution of the marriage or death of the husband. If no mahr has been fixed, then the qadi (judge) can fix it as a "mahr al mithl" based on the groom's circumstances and financial capability. Cooperation of a guardian (wali) is necessary, according to most schools of thought, if the bride is a minor virgin, but this is not necessary if she was married previously. In the Shafi' madhab, a contract is defined as a contract between the groom and the wali of the girl, but the wali must be of sound character and be a male ascendant or descendant of the girl from the father's or grandfather's side.

Some prohibitions are a contract: 1) that does not fulfill the legal requirements (i.e. a man who marries a woman on the agreement that she must financially support him); 2) that requires a man to divorce his current wife in order to marry the new wife; 3) that exchanges two daughters in marriage with no mahr for either; 4) that prevents a man from marrying another women; 5) that is concluded while the woman is engaged to another; 6) that concludes a temporary marriage (not jaafari); 7) that is concluded while the woman is in 'iddah (waiting period after divorce or husband's death); 8) that is with: a)a muhrum, blood relative, b)a kafir, c) someone of the same sex, d) your sister's, aunt's, or niece's husband, e) one's milk son, f) a man after he divorces you three times, or g) a man of a different religion unless he converts.

Problematic Areas

The definition of a valid marriage contract varies in different Muslim countries, but the personal status laws of these countries, while sometimes leaning heavily on Swiss or French civil codes, use Islamic Law as the ultimate reasoning behind rulings given in their courts of law. In the interpretation of shari'ah, three documents are depended upon in most of the Muslim countries except Turkey: 1) Muwatta of Imam Malik, 2) Ottoman Family Rights Law of 1917, and 3) The Mejelle of 1876.

The first laws concerning marriage contract stipulations written at the international level (when the Muslim Khalifate still existed prior to 1917) were part of the Ottoman Family Law, which considered non-compliance with stipulations as grounds for dissolution of the marriage at the instigation of the wife with no penalty on her. After Western powers succeeded in chopping up the Islamic Khalifate into separate "national" states, Jordan, Syria, Iraq, Iran, and Kuwait added other stipulations at the country level. These include: a wife cannot be removed from an agreed-upon locality; the wife has the right to divorce if the husband takes another wife (based on the story in the Muwatta of Imam Malikk about Abdullah bin Umar and Abu Hurairah, concerning a man who authorized his wife for divorce); the wife may work outside the home; and the wife may complete her studies (Kuwait only).

Scholars debate heavily over these and other issues. As recently as the summer of 1995, a committee set up at Al-Azhar University in Egypt on the subject of women and the marriage contract rejected stipulations suggested by a collection of Muslim women's groups, which included asking in the contract if the man was currently married to any other woman.

Age Disparity

In Yemen a woman must be 35 years old to marry someone 20 or more years her senior. In Jordan, it is illegal for a girl under 18 to marry someone more than 20 years her senior. This is a very hot issue in Egypt and Pakistan, where old men from Persian Gulf countries pay what is considered locally a huge amount of money as mahr to marry children below 12 years old or women 40-50 years younger than themselves. The mahr is usually kept by the girls' families and these girls are often returned to their families within six months.

Minimum Age

Most madhahib draw distinctions between puberty and competence. Based on Ottoman Family Law, minimum marriage age for boys is 15-16 and for girls 13-16, while the age for competence is considered 18 for boys and 16-17 for girls. Beginning puberty is age 12 for boys and age 9 for girls; ending at age 15 for both.


Because of the widespread misuse of polygyny and because of secularist Westernizing trends that aim to dismiss Islamic law in several Muslim countries, laws that limit or prohibit marriage to more than one woman at one time have recently emerged. Ottoman law allowed the wife to dissolve her marriage or demand the dissolution of the new wife's marriage. The new state of Turkey in 1926 completely abolished polygyny. It was prohibited in Iraq in 1963, and Jordan currently allows the wife to dissolve her own marriage by state law. North Africa adopted laws modeled after the law of their former oppressors--The French Code of Law. The Tunisian Code of 1956 outlawed polygyny.