Discovering the Secret
Ryan Bell, a single mother of a 4-year-old, is currently $43,000 in debt. "I'm just in over my head," she says.
says her financial woes started back in college when she took out
loans. After college, Ryan got a job, got pregnant and got married. To
cope with the new bills, the couple opened more credit cards, and Ryan
helped put her husband through school. Then the unthinkable happened:
She and her husband got divorced-and Ryan's debt worsened. "I went from
living on two incomes to living on one income, but I kept the same
bills," Ryan says.
To support herself and her daughter, Ryan
works long hours at a high-end clothing store. After her daughter goes
to bed, Ryan works at her second job, a home-based Internet business.
"It could be huge, but I can't spend the amount of time on it that I
need to to make it successful," she says.
Now, Ryan sees every
day as a struggle and won't even go to the mailbox because she knows
there are bills waiting for her. "I'm sick and tired of being a
victim," Ryan says. "How do I get out of this endless cycle of debt?"
From The Oprah Winfrey Show "The Secret."