Money, money, money!
Stay Away From Credit Cards. “The Bible has a lot to say about debt, and none of it is good,” writes Cruze. “So when you get to college, stay away from the credit cards and the guys on campus who sell them. I can promise you that the free T-shirt is a terrible trade-off for $10,000 or more in debt. Credit card companies want nothing more than to reel you in early, so don’t take the bait. All it takes is a decision and determination to be debt-free for life.”