In contrast to the stress and worry of disorganization, being organized can bring peace to your finances: lower interest rates, control of your balances and a clear picture of where you stand in terms of debt.
We fall into debt by following the American dream of owning our own home, car, attending college, having the most recent fall clothing line, and spending more than we really can afford. Most people don’t consciously over-spend. But disorganized finances mask the fact that they’re digging a bigger hole each month. With a few simple steps you can organize your finances and be your way to a debt-free future.