God curses usury, and blesses acts of charity. God has no love for ungrateful sinners. The Lord will reward those who have faith and do good works, who say their prayers and pay the poor-rate. They have nothing to fear or regret.
"Allaahumma infa'nii bimaa 'allamtanii wa'allimnii maa yanfa'unii." O my Lord, make useful for me what you hath thought me and teach me knowledge that will be useful to me.