Everyday Spirituality

Everyday Spirituality


Financial planning is understandable

posted by Cheryl Petersen

I heard simple, yet direct and eye-opening advice last night on financial planning. But first the speaker reassured, “You can understand policies that affect your finances,” she said.

Four check points that make a big difference in finances:

  1. Check you deductibles
  2. Check your beneficiary designations
  3. Check to see if your will is up-to-date
  4. Check your home owners insurance to make sure it’s what you need.

If you have cash flow, you may be more inclined to select a high deductible which will come with a lower premium. But, peace of mind can come with a low deductible and save you from getting a shocking surprise.

Always update any documents that specify a beneficiary. Relationships change every day. Some can be shattered, so revisit who you have listed as a beneficiary for a life insurance policy to make sure it reflects your wishes. It’s a matter of simply filling out a ‘change of beneficiary form.’

Have a will and make sure it’s updated since family situation are so volatile these days.

Choose from three types of home owners insurance: basic, broad, and special. You CAN understand them.

Also, you can understand the power of life insurance to work for you and your family financially. You can find out if you can annuitize it if you need extra money for retirement, an illness, or college.

Together we can blast the notion that we can’t understand something. We can understand. We can dismiss the belief that something is a mystery and discover the spiritual cause and effect that helps us get through life with fewer bumps.

From 21st Century Science and Health, “Not understanding the cause or approach of disease is no argument against the mental origin of disease. You confess to ignorance of the future and incapacity to preserve your own existence, and this thinking helps rather than hinders disease. Such a mindset induces sickness. It is like walking in the darkness on a high narrow ledge. You cannot stop suspecting danger, so your steps are insecure because of fear and your unawareness of mental cause and effect.

“We approach God, Life, as our fidelity to Truth and Love expands; and in that ratio we can know all human need and be able to discern the thought of the sick and the sinning for the purpose of healing them. Error of any kind can’t hide from the law of God. Paul said, “The mind controlled by the Spirit is life and peace.”[1]

 


[1] Rom. 8:6



Previous Posts

A mask of compassion
In my observance of life, I’ve noticed a human trait that can get out of hand. We humor ourselves or others. I’m not talking about humor, hahaha. Wittiness and fun lay low when we want to humor someone. To humor someone is to indulge them, to give them slack, or comply with what they ar

posted 8:14:24am Aug. 27, 2014 | read full post »

Getting out of the rut
Moses lived a few hundred years after Joseph, the guy who saved the children of Israel from starvation by bringing them to Egypt. The move to the land of plenty was a glorious salvation. By time Moses was born, the children of Israel became lazy followers. They expected the leader, Pharaoh, to fe

posted 8:31:11am Aug. 24, 2014 | read full post »

Authentic baptism
Last week, I was asked by Chris to come watch his baptism. He decided he wanted to be baptized in the Susquehanna River. The day was lovely. The event was touching. Chris’ family was there and church friends. We all sang: Shall we gather at the river? By Robert Lowry, 1864 Shall we gather

posted 8:39:05am Aug. 21, 2014 | read full post »

Human intentions are secondary to the intentions of the Holy Spirit
Promises generally come with good intentions, however, neither the promise or the intentions have the power to fulfill themselves unless resolve, endurance, diligence, aplomb, grit, and common sense pulls through. Human promises are inert without the Holy Spirit. Promises fall out of our mouths a

posted 7:35:41am Aug. 17, 2014 | read full post »

Cats howling
Beautiful day yesterday. Had all the house windows open to feel the fresh air. I was cleaning the floor on my hands and knees and faintly heard howling angry cats. I drop my cloth, run to the back door, put on my rubber boots and dash down the driveway to find the source of the bawling. There

posted 6:50:26am Aug. 13, 2014 | read full post »




Report as Inappropriate

You are reporting this content because it violates the Terms of Service.

All reported content is logged for investigation.