Everyday Spirituality

Everyday Spirituality


Financial planning is understandable

posted by Cheryl Petersen

I heard simple, yet direct and eye-opening advice last night on financial planning. But first the speaker reassured, “You can understand policies that affect your finances,” she said.

Four check points that make a big difference in finances:

  1. Check you deductibles
  2. Check your beneficiary designations
  3. Check to see if your will is up-to-date
  4. Check your home owners insurance to make sure it’s what you need.

If you have cash flow, you may be more inclined to select a high deductible which will come with a lower premium. But, peace of mind can come with a low deductible and save you from getting a shocking surprise.

Always update any documents that specify a beneficiary. Relationships change every day. Some can be shattered, so revisit who you have listed as a beneficiary for a life insurance policy to make sure it reflects your wishes. It’s a matter of simply filling out a ‘change of beneficiary form.’

Have a will and make sure it’s updated since family situation are so volatile these days.

Choose from three types of home owners insurance: basic, broad, and special. You CAN understand them.

Also, you can understand the power of life insurance to work for you and your family financially. You can find out if you can annuitize it if you need extra money for retirement, an illness, or college.

Together we can blast the notion that we can’t understand something. We can understand. We can dismiss the belief that something is a mystery and discover the spiritual cause and effect that helps us get through life with fewer bumps.

From 21st Century Science and Health, “Not understanding the cause or approach of disease is no argument against the mental origin of disease. You confess to ignorance of the future and incapacity to preserve your own existence, and this thinking helps rather than hinders disease. Such a mindset induces sickness. It is like walking in the darkness on a high narrow ledge. You cannot stop suspecting danger, so your steps are insecure because of fear and your unawareness of mental cause and effect.

“We approach God, Life, as our fidelity to Truth and Love expands; and in that ratio we can know all human need and be able to discern the thought of the sick and the sinning for the purpose of healing them. Error of any kind can’t hide from the law of God. Paul said, “The mind controlled by the Spirit is life and peace.”[1]

 


[1] Rom. 8:6



Previous Posts

In training with love
Years ago, we had horses. It was when a new revolution in horse training was occurring. Trainers were transitioning away from “breaking” horses, to training with compassion and understanding. We don’t have to follow the human pattern. “You’re hopeless, you religion scholars and Phari

posted 7:42:51am Jan. 22, 2015 | read full post »

Hanging out with Christ
It’s a tough call. If I found myself sitting in a boat, in rough water, and then I saw Christ Jesus walking by on the water, I don’t know if I’d risk walking on the water to be with Christ. Would I sit in the boat? The safety of the boat is already precarious, bobbing and thrashing in st

posted 7:29:57am Jan. 18, 2015 | read full post »

Simultaneous contrast
Have you ever looked at paint samples? Those dinky squares of colors in paint stores? You decide on teal green and take a gallon home to paint a room. Once on the wall, you want to gag. Returning to the store and paint samples, you select another color with caution. Deciding on emerald green,

posted 8:05:50am Jan. 13, 2015 | read full post »

Movement in consciousness
From a Bible Lesson on the subject of "Movement" Golden Text: John 6: 16-21* 16 When evening came, his disciples went down to the sea, 17 got into a boat, and started across the sea to Capernaum. It was now dark, and Jesus had not yet come to them. 18 The sea became rough because a strong w

posted 7:38:09am Jan. 09, 2015 | read full post »

Not too much reliance on a machine
While driving near the outskirts of Washington D.C., I listened to and followed directions coming from the GPS sitting on the car dash. Stay to the left, stay to the left, stay to the left. Take the ramp in point 2 miles and continue of 95 north. Ramps are generally on the right so I missed th

posted 7:51:46am Jan. 04, 2015 | read full post »




Report as Inappropriate

You are reporting this content because it violates the Terms of Service.

All reported content is logged for investigation.