Obstacles may include any benefits that you get form doing this act (see your list from #2) as well as people, past “failures,” fears, people, experiences that you perceive are keeping you from achieving your goal. (See Why New Year’s resolutions fail.)

For example, some often-sited obstacles to exercising are:

• I have no time.

• I don’t like gyms.

• It hurts when I run.

• Exercise is boring.

Any of these sound familiar?