{"id":98,"date":"2009-07-17T20:40:17","date_gmt":"2009-07-17T20:40:17","guid":{"rendered":"http:\/\/blog.beliefnet.com\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html"},"modified":"2009-07-17T20:40:17","modified_gmt":"2009-07-17T20:40:17","slug":"steve-mcnair-where-theres-no-will-theres-no-way","status":"publish","type":"post","link":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html","title":{"rendered":"Steve McNair: Where There&#8217;s No Will, There&#8217;s No Way"},"content":{"rendered":"<p><title><\/title><\/p>\n<p style=\"margin-bottom: 0in\">It&#8217;s tragic enough that Steve McNair<br \/>\ndied a violent death at such a young age, but even sadder yet that he<br \/>\ndied without a will or proper estate planning, which will greatly<br \/>\nimpact his wife and children. It&#8217;s amazing how often this occurs &#8211;<br \/>\npeople spending their time and energy making money, but failing to<br \/>\nfind the time to manage it or ensure their family&#8217;s security.\n<\/p>\n<p style=\"margin-bottom: 0in\">\n<\/p>\n<p style=\"margin-bottom: 0in\">Steve&#8217;s untimely death is a wake up<br \/>\ncall to us all. So the money coaching question of day is: Do you have<br \/>\nyour financial house in order? If you suddenly died today, who would<br \/>\nyou be leaving financially unprepared or abandoned?<\/p>\n<p style=\"margin-bottom: 0in\">\n<\/p>\n<p style=\"margin-bottom: 0in\">Steve had a wife and two young children<br \/>\nin his current marriage and two teenage sons from two previous relationships. Without a will his estate will almost certainly end up in a giant court battle and<br \/>\n<i>all<\/i> of his children may or not be recognized as his rightful<br \/>\nheirs.\n<\/p>\n<p style=\"margin-bottom: 0in\">\n<\/p>\n<p style=\"margin-bottom: 0in\">Regardless of the size of your net<br \/>\nworth, at a minimum it&#8217;s important to have: a will, a durable power<br \/>\nof attorney, a living will and a medical power of attorney. <\/p>\n<p>A<br \/>\nwill directs how you want your personal property and assets<br \/>\ndistributed when you die. Without it, the the state gets to decide<br \/>\nfor your heirs how YOUR money will distributed. Why would we do that<br \/>\nto our loved ones? Wills are critical if you have children or other<br \/>\ndependents. Without a will, your spouse, children or other heirs<br \/>\ncould end up far less and usually with a high cost in probate tax and<br \/>\nlegal fees. <\/p>\n<p>A durable power of attorney allows you to<br \/>\ndesignate a representative, such as your spouse, to perform certain<br \/>\nactions on your behalf should you become unable to do so for<br \/>\nyourself. Without a power of attorney, your loved ones have to both<br \/>\nadded cost and delay in getting court approval to handle any<br \/>\nfinancial transactions. <\/p>\n<p>A living will allows you to determine<br \/>\nwhat life-sustaining medical treatments you wish to be performed (or<br \/>\nnot) in the event you become incapacitated.\n<\/p>\n<p style=\"margin-bottom: 0in\">A medical durable power of attorney<br \/>\n(or health care proxy) is a document that authorizes someone else to<br \/>\nmake medical decisions on your behalf ( ideally the wishes indicated<br \/>\nin your living will.) This should only be someone you know<br \/>\nunderstands and is willing to carry out your wishes, even if others<br \/>\nobject.\n<\/p>\n<p style=\"margin-bottom: 0in\">\n<\/p>\n<p style=\"margin-bottom: 0in\">The time, energy and expense of doing<br \/>\nthis is minimal. The cost of not doing it and the toll it can take on<br \/>\nthose you may leave behind: Great.\n<\/p>\n<p style=\"margin-bottom: 0in\">\n<\/p>\n<p style=\"margin-bottom: 0in\">Spend some time this weekend <i>playing<br \/>\nand planning<\/i> for your family. <\/p>\n<p><\/p>\n<p style=\"margin-bottom: 0in\">Peace and Blessings!<\/p>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s tragic enough that Steve McNair died a violent death at such a young age, but even sadder yet that he died without a will or proper estate planning, which will greatly impact his wife and children. It&#8217;s amazing how often this occurs &#8211; people spending their time and energy making money, but failing to&hellip;<\/p>\n","protected":false},"author":351,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,17,7,9,12,14],"tags":[],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-current-events","category-financial-crisis","category-financial-forgiveness","category-financial-recovery","category-money-coaching","category-relationships-family"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Steve McNair: Where There&#039;s No Will, There&#039;s No Way - Your Daily Spiritual Stimulus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Steve McNair: Where There&#039;s No Will, There&#039;s No Way - Your Daily Spiritual Stimulus\" \/>\n<meta property=\"og:description\" content=\"It&#8217;s tragic enough that Steve McNair died a violent death at such a young age, but even sadder yet that he died without a will or proper estate planning, which will greatly impact his wife and children. 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It&#8217;s amazing how often this occurs &#8211; people spending their time and energy making money, but failing to&hellip;","og_url":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html","og_site_name":"Your Daily Spiritual Stimulus","article_published_time":"2009-07-17T20:40:17+00:00","author":"dprice","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html","url":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html","name":"Steve McNair: Where There's No Will, There's No Way - Your Daily Spiritual Stimulus","isPartOf":{"@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/#website"},"datePublished":"2009-07-17T20:40:17+00:00","dateModified":"2009-07-17T20:40:17+00:00","author":{"@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/#\/schema\/person\/8f7da217d69bf7014202f31267331f62"},"breadcrumb":{"@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/steve-mcnair-where-theres-no-will-theres-no-way.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus"},{"@type":"ListItem","position":2,"name":"Steve McNair: Where There&#8217;s No Will, There&#8217;s No Way"}]},{"@type":"WebSite","@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/#website","url":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/","name":"Your Daily Spiritual Stimulus","description":"Deborah Price on Surviving the Economic Crisis","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/#\/schema\/person\/8f7da217d69bf7014202f31267331f62","name":"dprice","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/#\/schema\/person\/image\/","url":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/wp-content\/wphb-cache\/gravatar\/f88\/f88b423beee5c3f948c71fdcf2deea5ax96.jpg","contentUrl":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/wp-content\/wphb-cache\/gravatar\/f88\/f88b423beee5c3f948c71fdcf2deea5ax96.jpg","caption":"dprice"},"description":"Money Coach Deborah Price is devoted to offering hope and support during these difficult times. 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