{"id":87,"date":"2009-07-06T18:33:08","date_gmt":"2009-07-06T18:33:08","guid":{"rendered":"http:\/\/blog.beliefnet.com\/yourdailyspiritualstimulus\/2009\/07\/money-coaching-monday-the-path-to-financial-forgiveness.html"},"modified":"2009-07-06T18:33:08","modified_gmt":"2009-07-06T18:33:08","slug":"money-coaching-monday-the-path-to-financial-forgiveness","status":"publish","type":"post","link":"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/money-coaching-monday-the-path-to-financial-forgiveness.html","title":{"rendered":"Money Coaching Monday: The Path to Financial Forgiveness"},"content":{"rendered":"

Today’s Money Coaching Monday is in response to the comments made by
\nMelonee and Suzanne who wrote in and shared their struggle in
\nOvercoming and Making Peace with Debt.<\/a><\/p>\n

Here’s what Melonee said: “Thank you Deborah. Your words really helped
\nease my mind and pain. Thank you for letting me know that, not only am
\nI NOT my debt, but that I am not alone.” (read more….)<\/a><\/p>\n

Here’s what Suzanne said: “Thank you, Deborah, for letting me know that
\nI am NOT my debt. I’ve been beating myself up over my indebtedness, and
\njust needed your words to get me “out of the woods” so to speak, and
\nback to reality.”  (read more…)<\/a><\/p>\n

Dear Melonee and Suzanne: <\/p>\n

Thank you for sharing your stories with me. I know that both of you are in a difficult place right now, personally and financially, but it’s important to know that help is
\navailable and you do not have to manage this alone. There are so many
\ngreat resources out there that can provide help and support to you at
\nthis time. Here’s a few resources for you to consider reaching out to:<\/p>\n

1.The National Foundation for Credit Counseling<\/a> – A non-profit
\norganization that provides low cost credit counseling and financial
\neducation. They also have some wonderful free tools on their website.
\nYou can reach them at 800-388-2227. <\/p>\n

2.American Consumer Credit Counselors<\/a> is a non-profit organization that
\nprovides Credit Counseling, Debt Consolidation and Debt Management
\nServices. They can often work out payment plans, renegotiate rates,
\nbalances and help you create a manageable payment plan. Their fees are
\ndetermined on the basis of your ability to pay. Call them at 1-800-769-3571.     <\/p>\n

3.When you are seeking the assistance of a credit counselor or debt
\nmanagement company, make sure they are certified with the NACCC
\n(National Association of Consumer Credit Counselors)<\/a> and\/or the AFCPE
\n(Association for Financial Counseling, Planning and Education.<\/a>) <\/p>\n

4.Know Your Rights – Debt collectors are not allowed to threaten, abuse
\nor harass you. If you are being hounded by debt collectors, know that
\nyou have rights. You can send a out a “cease and desist” letter asking
\nthem to cease contact with you or anyone related to you. This does not
\nrelieve you of the debt, but it should give you some peace.<\/p>\n

In addition to getting the help and support you need and deserve, it is
\nequally important to work on financial forgiveness and healing any
\nfeelings you may have about yourself or circumstances. As you work
\ntoward financial resolution in whatever way works for you, you will
\nbegin to feel better about yourself and more hopeful about the future.<\/p>\n

The path to financial forgiveness begins with one step toward
\nresolution and another toward self-forgiveness. It can be difficult to
\nmove forward and create a new financial reality if you are carrying the
\nburden of the past along with you. I invite you to do this simple
\nforgiveness process as a daily practice. I have seen it create miracles
\nin peoples’ lives. <\/p>\n

<\/font>
\nHo’Oponopono Forgiveness Process<\/b><\/font>
\nHo’Oponopono is a Hawaiian healing process. Mary Kawena Pukui is
\ncredited as the 1st American to use this practice for healing, but it
\nmost likely originated somewhere in her family lineage.  One of the
\nprinciples of Ho’ Oponopono is that of total responsibility and
\ncomplete forgiveness. If we can accept total responsibility for what
\nhappens and our part in those circumstances, we open the doorway to
\nreceiving complete forgiveness. <\/p>\n

The process is very simple yet very powerful. All you have to do is say
\nthese words repeatedly until you feel complete. I recommend doing this
\nfor yourself and any others you may need to forgive or be forgiven by.
\nThey do not need to be present.  <\/p>\n

I love you.
\nI’m sorry.
\nPlease forgive me.
\nThank you.<\/p>\n

Do this everyday and it can change your life!
\n<\/font><\/b><\/p>\n

<\/font><\/p>\n","protected":false},"excerpt":{"rendered":"

Today’s Money Coaching Monday is in response to the comments made by Melonee and Suzanne who wrote in and shared their struggle in Overcoming and Making Peace with Debt. Here’s what Melonee said: “Thank you Deborah. Your words really helped ease my mind and pain. Thank you for letting me know that, not only am…<\/p>\n","protected":false},"author":351,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,4,17,7,8,9,12],"tags":[],"class_list":["post-87","post","type-post","status-publish","format-standard","hentry","category-a-daily-program","category-beliefnet-prayer-circles","category-financial-crisis","category-financial-forgiveness","category-financial-healing-prayers","category-financial-recovery","category-money-coaching"],"yoast_head":"\nMoney Coaching Monday: The Path to Financial Forgiveness - Your Daily Spiritual Stimulus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beliefnet.com\/columnists\/yourdailyspiritualstimulus\/2009\/07\/money-coaching-monday-the-path-to-financial-forgiveness.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Coaching Monday: The Path to Financial Forgiveness - Your Daily Spiritual Stimulus\" \/>\n<meta property=\"og:description\" content=\"Today’s Money Coaching Monday is in response to the comments made by Melonee and Suzanne who wrote in and shared their struggle in Overcoming and Making Peace with Debt. 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