{"id":32,"date":"2009-04-09T03:02:18","date_gmt":"2009-04-09T03:02:18","guid":{"rendered":"http:\/\/blog.beliefnet.com\/yourcharmedlife\/2009\/04\/the-miracle-of-a-cash-economy.html"},"modified":"2009-04-09T03:02:18","modified_gmt":"2009-04-09T03:02:18","slug":"the-miracle-of-a-cash-economy","status":"publish","type":"post","link":"https:\/\/www.beliefnet.com\/columnists\/yourcharmedlife\/2009\/04\/the-miracle-of-a-cash-economy.html","title":{"rendered":"Pay As You Go: The Miracle of a Cash Economy"},"content":{"rendered":"<p>Good Lord, we&#8217;re in a lot of debt! We&#8217;re in debt as individuals and we&#8217;re in debt as a nation. This is bad metaphysics. You cannot dig yourself out of a hole by digging the hole deeper. But you can do something in your own life to say, in paraphrase of the classic film <a href=\"http:\/\/www.imdb.com\/title\/tt0074958\/\"><i>Network<\/i><\/a>: &#8220;I&#8217;m mad as hell and I&#8217;m not gonna take it anymore!&#8221; <\/p>\n<p><span class=\"mt-enclosure mt-enclosure-image\"><img loading=\"lazy\" decoding=\"async\" alt=\"shelter_for_the_spirit.jpg\" src=\"https:\/\/wp-media.beliefnet.com\/sites\/133\/import\/shelter_for_the_spirit.jpg\" class=\"mt-image-none\" height=\"235\" width=\"146\" \/><\/span>A simple first step is to establish a cash economy in your own life:<br \/>\ngood old green currency. &#8220;In God We Trust.&#8221; Change back from a dollar<br \/>\n(well, change back from a twenty anyhow). Here&#8217;s what I had to say<br \/>\nabout this back in 1997 in my book <a href=\"http:\/\/books.barnesandnoble.com\/search\/results.aspx?WRD=shelter+for+the+spirit\">Shelter for the Spirit: Create Your Own Haven In a Hectic World<\/a>. It&#8217;s more relevant today than it was when that book was new:<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0 \u00a0 &#8220;I&#8217;m not opposed to shopping. I like it in fact. And I like<br \/>\nit more since I chopped up nearly all my credit cards. I did. Right<br \/>\ndown the middle and again through that corner that said &#8216;expiration<br \/>\ndate.&#8217; Since then, I have sought to live by the principle of, by and<br \/>\nlarge, only spending money I have. A hundred years ago, that was common<br \/>\nsense. Today it seems wildly radical.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;What has happened since I stopped shopping with money I<br \/>\ndidn&#8217;t have is that my life has simplified on every level&#8230;Operating<br \/>\non pay-up-front basics, I rarely make impulse purchases and therefore<br \/>\ndon&#8217;t acquire a lot of intensive-care items: bric-a-brac that demand<br \/>\npolishing, clothes that demand dry cleaning. I am released from the<br \/>\nculturally entrenched notion that anything I admire I should buy, and<br \/>\nanything cheap that I even remotely admire I must buy&#8230;.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;However you wish to conduct your personal financial<br \/>\ndealings, making even a minimal effort to charge less and pay cash more<br \/>\ncan guarantee your the following:<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;You will end up with less junk you wish you&#8217;d never bought, and your environment will be less cluttered.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8216;You will look better in your clothes and feel better in your<br \/>\nhouse because everything that goes on your body or in your rooms you<br \/>\nwill absolutely adore.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;With fewer bills, you&#8217;ll have additional discretionary<br \/>\nincome, and the satisfaction of being more fully in charge of your<br \/>\nfinancial life.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;Your expenses will be easier to keep track of, and because<br \/>\ncash is so tangible, money itself will become more meaningful.<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8220;When you buy something you truly want&#8212;especially something<br \/>\nyou&#8217;ve &#8216;saved up for&#8217;&#8212;you&#8217;ll feel like a million bucks. And you&#8217;ll<br \/>\ngreatly improve your chances for <i>having<\/i> a million bucks since<br \/>\nyou won&#8217;t be shelling out a fortune in interest every month and getting<br \/>\nbills for lunches that you forgot you ate.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Good Lord, we&#8217;re in a lot of debt! We&#8217;re in debt as individuals and we&#8217;re in debt as a nation. This is bad metaphysics. You cannot dig yourself out of a hole by digging the hole deeper. But you can do something in your own life to say, in paraphrase of the classic film Network:&hellip;<\/p>\n","protected":false},"author":177,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-solving-problems"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pay As You Go: The Miracle of a Cash Economy - Your Charmed Life<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beliefnet.com\/columnists\/yourcharmedlife\/2009\/04\/the-miracle-of-a-cash-economy.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pay As You Go: The Miracle of a Cash Economy - Your Charmed Life\" \/>\n<meta property=\"og:description\" content=\"Good Lord, we&#8217;re in a lot of debt! We&#8217;re in debt as individuals and we&#8217;re in debt as a nation. This is bad metaphysics. You cannot dig yourself out of a hole by digging the hole deeper. But you can do something in your own life to say, in paraphrase of the classic film Network:&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beliefnet.com\/columnists\/yourcharmedlife\/2009\/04\/the-miracle-of-a-cash-economy.html\" \/>\n<meta property=\"og:site_name\" content=\"Your Charmed Life\" \/>\n<meta property=\"article:published_time\" content=\"2009-04-09T03:02:18+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/blog.beliefnet.com\/yourcharmedlife\/files\/import\/shelter_for_the_spirit.jpg\" \/>\n<meta name=\"author\" content=\"Victoria Moran\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pay As You Go: The Miracle of a Cash Economy - Your Charmed Life","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beliefnet.com\/columnists\/yourcharmedlife\/2009\/04\/the-miracle-of-a-cash-economy.html","og_locale":"en_US","og_type":"article","og_title":"Pay As You Go: The Miracle of a Cash Economy - Your Charmed Life","og_description":"Good Lord, we&#8217;re in a lot of debt! 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