1.0One Cityhttps://www.beliefnet.com/columnists/onecityomphalinahttps://www.beliefnet.com/columnists/onecity/author/omphalinaWhat makes us change? - One Cityrich600338<blockquote class="wp-embedded-content" data-secret="rokBVpdsmd"><a href="https://www.beliefnet.com/columnists/onecity/2008/12/what-makes-us-change.html">What makes us change?</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.beliefnet.com/columnists/onecity/2008/12/what-makes-us-change.html/embed#?secret=rokBVpdsmd" width="600" height="338" title="“What makes us change?” — One City" data-secret="rokBVpdsmd" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript">
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One of my good friends may be losing her job due to lay-offs. She will find out in the next few weeks. She has said that if she just makes it through this (economic crisis) and pays off her debt, she is never going to go into debt again. She is going to start saving…