{"id":168,"date":"2009-09-09T22:24:12","date_gmt":"2009-09-09T22:24:12","guid":{"rendered":"http:\/\/blog.beliefnet.com\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html"},"modified":"2009-09-09T22:24:12","modified_gmt":"2009-09-09T22:24:12","slug":"what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake","status":"publish","type":"post","link":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html","title":{"rendered":"What-If Wednesday: Your Doctor Cheats the Insurance Company &#8212; For You"},"content":{"rendered":"<p>Dental plans are the <i>worst<\/i>, aren&#8217;t they? Some of you may remember my<a href=\"http:\/\/blog.beliefnet.com\/everydayethics\/2009\/07\/unethical-me-im-a-people-pleaser.html\"> worst-date story<\/a> in which I also described an accident that resulted in a mouthful of broken teeth &#8211; after paying more than half those costs out-of-pocket, I feel traumatized simply walking past a dentist&#8217;s office.<\/p>\n<p>So I must admit there&#8217;s a part of me that&#8217;s a bit jealous of this dilemma &#8211; apparently a New York City dental office is overcharging insurance companies so that the patients will not have to pay their deductible or share. Case in point, the patient who passed along this dilemma had two cavities filled but discovered the office charged the insurance company for <i>four<\/i> fillings so that she would end up paying nothing. When she questioned the discrepancy, the receptionist admitted that the doctor did it &#8220;as a courtesy to patients&#8221; and it could be removed if she wanted. <\/p>\n<p>Wow. A kindly dentist&#8230;or, a conniving cheat? <\/p>\n<p>What should she do? After all, she&#8217;s not the one committing the&#8230;fraud? (Not quite sure of the legalities) However, she <i>is<\/i> the one benefiting from it. Does the ball now lie in her court to correct the deception? <\/p>\n<p><b>What would you do? Count your lucky stars for finding a guardian angel of a dentist? Or simply kiss those dollar bills goodbye in the name of honesty?<br \/><\/b><\/p>\n<div class=\"TWIIGSPOLL\">\n<div class=\"TWIIGSPOLLpolllink\"> <a class=\"TWIIGSPOLLmorelink\" href=\"http:\/\/www.twiigs.com\/\">poll by twiigs.com<\/a> <\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Dental plans are the worst, aren&#8217;t they? Some of you may remember my worst-date story in which I also described an accident that resulted in a mouthful of broken teeth &#8211; after paying more than half those costs out-of-pocket, I feel traumatized simply walking past a dentist&#8217;s office. So I must admit there&#8217;s a part&hellip;<\/p>\n","protected":false},"author":198,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,19,17,4],"tags":[],"class_list":["post-168","post","type-post","status-publish","format-standard","hentry","category-by-padmini-mangunta","category-financial-ethics","category-medical-ethics","category-personal-ethics"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What-If Wednesday: Your Doctor Cheats the Insurance Company - For You - Everyday Ethics<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What-If Wednesday: Your Doctor Cheats the Insurance Company - For You - Everyday Ethics\" \/>\n<meta property=\"og:description\" content=\"Dental plans are the worst, aren&#8217;t they? Some of you may remember my worst-date story in which I also described an accident that resulted in a mouthful of broken teeth &#8211; after paying more than half those costs out-of-pocket, I feel traumatized simply walking past a dentist&#8217;s office. So I must admit there&#8217;s a part&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html\" \/>\n<meta property=\"og:site_name\" content=\"Everyday Ethics\" \/>\n<meta property=\"article:published_time\" content=\"2009-09-09T22:24:12+00:00\" \/>\n<meta name=\"author\" content=\"Padmini Mangunta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What-If Wednesday: Your Doctor Cheats the Insurance Company - For You - Everyday Ethics","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html","og_locale":"en_US","og_type":"article","og_title":"What-If Wednesday: Your Doctor Cheats the Insurance Company - For You - Everyday Ethics","og_description":"Dental plans are the worst, aren&#8217;t they? Some of you may remember my worst-date story in which I also described an accident that resulted in a mouthful of broken teeth &#8211; after paying more than half those costs out-of-pocket, I feel traumatized simply walking past a dentist&#8217;s office. So I must admit there&#8217;s a part&hellip;","og_url":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html","og_site_name":"Everyday Ethics","article_published_time":"2009-09-09T22:24:12+00:00","author":"Padmini Mangunta","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html","url":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html","name":"What-If Wednesday: Your Doctor Cheats the Insurance Company - For You - Everyday Ethics","isPartOf":{"@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/#website"},"datePublished":"2009-09-09T22:24:12+00:00","dateModified":"2009-09-09T22:24:12+00:00","author":{"@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/#\/schema\/person\/f3ed03a01300bae11302f037d0eb91f1"},"breadcrumb":{"@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/2009\/09\/what-if-wednesday-your-doctor-cheats-the-insurance-company-for-your-sake.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beliefnet.com\/columnists\/everydayethics"},{"@type":"ListItem","position":2,"name":"What-If Wednesday: Your Doctor Cheats the Insurance Company &#8212; For You"}]},{"@type":"WebSite","@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/#website","url":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/","name":"Everyday Ethics","description":"Moral Ethics Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/#\/schema\/person\/f3ed03a01300bae11302f037d0eb91f1","name":"Padmini Mangunta","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/#\/schema\/person\/image\/","url":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-content\/wphb-cache\/gravatar\/5a4\/5a49e4a981c7ab22c6c140c90fe5d812x96.jpg","contentUrl":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-content\/wphb-cache\/gravatar\/5a4\/5a49e4a981c7ab22c6c140c90fe5d812x96.jpg","caption":"Padmini Mangunta"},"description":"Padmini Mangunta is a writer and editor with a Journalism degree from the University of Missouri-Columbia. In addition to writing for a various print and online publications, such as Parenting Magazine and iVillage, she was the Website Manager for the Henry Street Settlement, a social services and arts organization serving Manhattan's Lower East Side. Most recently, she worked on the Thai-Myanmar border as a writer for the Burma Human Rights Yearbook. Her curiosity about human nature, coupled with duel streaks of idealism and Midwestern pragmatism, developed into an ongoing discussion with friends, family and strangers on ethical quandaries. When she's not asking \"Why?\" you might have trouble finding her, as her hobbies include nosing around used bookstores, exploring the world (near and far), meeting new people and occasionally twiddling her thumbs while daydreaming.","url":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/author\/pmangunta"}]}},"_links":{"self":[{"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/posts\/168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/users\/198"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/comments?post=168"}],"version-history":[{"count":0,"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/posts\/168\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/media?parent=168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/categories?post=168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/everydayethics\/wp-json\/wp\/v2\/tags?post=168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}