{"id":6340,"date":"2019-05-05T11:47:37","date_gmt":"2019-05-05T15:47:37","guid":{"rendered":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/?p=6340"},"modified":"2019-05-07T13:48:26","modified_gmt":"2019-05-07T17:48:26","slug":"thoughts-impact-finances","status":"publish","type":"post","link":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html","title":{"rendered":"How Your Thoughts Impact Your Finances"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Your money mindset will determine whether you\u2019re in a good or bad financial situation. In case money management is something you\u2019ve always struggled with, then you probably look at finances the wrong way. However, there is no need to worry. A lot of people all across the world share this exact problem. The good news is that it can be fixed by changing your mindset. In order to do this, you will need to have a better understanding of how your thoughts impact your finances.<\/span><\/p>\n<p><strong>Ignoring Your Problems<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">One of the worst things you can do is <\/span><a href=\"https:\/\/www.apa.org\/helpcenter\/financial-avoidance\"><span style=\"font-weight: 400;\">ignore your money problems<\/span><\/a><span style=\"font-weight: 400;\">. This is something a responsible adult would never do. Unfortunately, many have been in a situation when they receive a large bill and are so shocked when they look at it that they don\u2019t know what to do, so they start wishing it goes away. Nevertheless, you can\u2019t wish your problems away or hope you\u2019ll somehow stumble across a large sum of money. If anything, a financial problem should serve as a wakeup call and get you to come up with a detailed plan to deal with it.<\/span><\/p>\n<p><strong>Forgiving Yourself for Your Financial Mistakes<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s almost impossible to always make the right decision. You\u2019re bound to slip up and make a financial mistake from time to time. However, you should instantly forgive yourself when this happens. Keep in mind that you may develop <\/span><a href=\"https:\/\/www.nhs.uk\/conditions\/stress-anxiety-depression\/coping-with-financial-worries\/\"><span style=\"font-weight: 400;\">anxiety issues<\/span><\/a><span style=\"font-weight: 400;\"> if you keep blaming yourself for your current financial situation. Being anxious about your spending and worried you\u2019ll make a mistake again can negatively affect your finances. You may eventually become too scared to make big purchases or investments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">People who\u2019ve been in debt for a long time often find it hard to forgive themselves for their past mistakes. If you\u2019re currently in debt and don\u2019t know how to improve your financial situation, you should opt for <\/span><a href=\"https:\/\/www.iva-advice.co\/\"><span style=\"font-weight: 400;\">an IVA<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 short for Individual Voluntary Arrangement. An IVA represents an arrangement with creditors to consolidate part or all of our debts and pay affordable monthly payments to an insolvency practitioner.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s worth noting that just because you had money problems in the past doesn\u2019t mean your future will be like this. Know that you always have the option of starting fresh and coming up with a better plan to manage your finances.<\/span><\/p>\n<p><strong>Creating Good Habits<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">The best way to avoid financial disaster is to start creating good habits on time. For example, you should get in the habit of <\/span><a href=\"https:\/\/www.forbes.com\/sites\/rent\/2015\/05\/01\/how-to-actually-start-saving-money-while-still-paying-rent-and-bills\/\"><span style=\"font-weight: 400;\">saving money<\/span><\/a><span style=\"font-weight: 400;\">. Note that you don\u2019t have to start setting aside a ridiculous sum every month. In the beginning, you can commit to saving just 5% of your earning on a monthly basis. Although this may not be a lot, it will help teach you how you can lower your spending. After a few months, you can increase this sum to 10% of your earnings. As you continue setting aside more money, you will get better at finding ways to lower your spending.<\/span><\/p>\n<p><strong>Understanding Your Money Mindset<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Even though you\u2019re probably aware of your attitude towards money, there\u2019s a good chance you don\u2019t really understand how your thoughts have an impact on the decisions you make. To understand your money mindset, you should write down your thoughts every time you have an important financial decision in front of you. Reviewing your thoughts later will provide you with more clarity on your thoughts, habits, and beliefs.<\/span><\/p>\n<p><strong>Letting Other People Influence Your Decisions<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You shouldn\u2019t let someone who engages in reckless financial behavior influence your decisions. Remember that just because your friends or family members you spend time with don\u2019t have proper spending habits doesn\u2019t mean that this should affect you. It\u2019s essential to have complete control of your thoughts and finances in order to stop other people from influencing your decisions.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your money mindset will determine whether you\u2019re in a good or bad financial situation. In case money management is something you\u2019ve always struggled with, then you probably look at finances the wrong way. However, there is no need to worry. A lot of people all across the world share this exact problem. The good news&hellip;<\/p>\n","protected":false},"author":224,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6340","post","type-post","status-publish","format-standard","hentry","category-childrens-dreams"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Your Thoughts Impact Your Finances - Dream Gates<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Your Thoughts Impact Your Finances - Dream Gates\" \/>\n<meta property=\"og:description\" content=\"Your money mindset will determine whether you\u2019re in a good or bad financial situation. In case money management is something you\u2019ve always struggled with, then you probably look at finances the wrong way. However, there is no need to worry. A lot of people all across the world share this exact problem. 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In case money management is something you\u2019ve always struggled with, then you probably look at finances the wrong way. However, there is no need to worry. A lot of people all across the world share this exact problem. The good news&hellip;","og_url":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html","og_site_name":"Dream Gates","article_published_time":"2019-05-05T15:47:37+00:00","article_modified_time":"2019-05-07T17:48:26+00:00","author":"Robert Moss","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html","url":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html","name":"How Your Thoughts Impact Your Finances - Dream Gates","isPartOf":{"@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/#website"},"datePublished":"2019-05-05T15:47:37+00:00","dateModified":"2019-05-07T17:48:26+00:00","author":{"@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/#\/schema\/person\/941740e4115cce34706832d06aa76b6b"},"breadcrumb":{"@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/2019\/05\/thoughts-impact-finances.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beliefnet.com\/columnists\/dreamgates"},{"@type":"ListItem","position":2,"name":"How Your Thoughts Impact Your Finances"}]},{"@type":"WebSite","@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/#website","url":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/","name":"Dream Gates","description":"Beliefnet Voices - Robert Moss","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/#\/schema\/person\/941740e4115cce34706832d06aa76b6b","name":"Robert Moss","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/#\/schema\/person\/image\/","url":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-content\/wphb-cache\/gravatar\/777\/7770e3a2cde4458084d9a31237336b92x96.jpg","contentUrl":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-content\/wphb-cache\/gravatar\/777\/7770e3a2cde4458084d9a31237336b92x96.jpg","caption":"Robert Moss"},"description":"Robert Moss describes himself as a dream teacher, on a path for which there has been no career track in our culture. He is the creator of Active Dreaming, an original synthesis of dreamwork and shamanism. Born in Australia, he survived three near-death experiences in childhood. He leads popular seminars all over the world, including a three-year training for teachers of Active Dreaming. A former lecturer in ancient history at the Australian National University, he is a best-selling novelist, journalist and independent scholar. His nine books on dreaming, shamanism and imagination include Conscious Dreaming, Dreamways of the Iroquois, The Dreamer's Book of the Dead, The Three \"\"Only\"\" Things, The Secret History of Dreaming, Dreamgates, Active Dreaming and Dreaming the Soul Back Home: Shamanic Dreaming for Healing and Becoming Whole. His most recent book is The Boy Who Died and Came Back: Adventures of a Dream Archaeologist in the Multiverse. Over the past 20 years, he has led seminars at the Esalen Institute, Kripalu, the Omega Institute, the New York Open Center, Bastyr University, John F. Kennedy University, Meriter Hospital, and many other centers and institutions. He has taught depth workshops in Active Dreaming in the UK, Australia, Canada, Costa Rica, France, the Netherlands, Denmark, Sweden, Lithuania, Latvia, Estonia, Romania, Brazil and Austria and leads a three-year training for teachers of Active Dreaming. He hosts the \"\"Way of the Dreamer\"\" radio show at www.healthylife.net. He has appeared on many TV and radio shows, ranging from Charlie Rose and the Today show to Coast to Coast and the Diane Rehm show on NPR. His articles on dreaming have been published in media ranging from Parade to Shaman's Drum.","sameAs":["http:\/\/www.mossdreams.com"],"url":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/author\/rmoss"}]}},"_links":{"self":[{"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/posts\/6340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/users\/224"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/comments?post=6340"}],"version-history":[{"count":1,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/posts\/6340\/revisions"}],"predecessor-version":[{"id":6341,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/posts\/6340\/revisions\/6341"}],"wp:attachment":[{"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/media?parent=6340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/categories?post=6340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beliefnet.com\/columnists\/dreamgates\/wp-json\/wp\/v2\/tags?post=6340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}