Now prayerfully visualize Jesus "in the boat" with you calming "the wind and the seas." In a fierce storm out on the seas, the disciples have to wake up a sleeping Jesus. Jesus doesn't turn over and tell the disciples to go back to bed—although His response is telling: before he calms the winds and the seas, he actually says, "Why are you afraid, you of little faith?" (How's that for compassion?) Whatever your circumstances, though, you can visualize Jesus right next to you. What is Jesus saying to you?
If you're not sure, ask Jesus to show you how He wants you to respond to your fear. You may have to "wake up" Jesus, but do it. Get His attention. Call on His name. Tell him you're afraid and that you need his help. There is nothing to be ashamed about needing help from God. Being human means needing help from God. You may need to do this over and over again; but I'm convinced that Jesus will come to your aid (if not in quite the way you expect); and if the God of the universe is coming to your aid, what do you have to be afraid of? Seriously. (A paraphrase of that last part is in the Bible, too.)