Remember your goals and resolutions have friends. For example, let’s say my goal is to be a better money manager. And let’s say my resolution is to spend less money at the mall this January. My normal January shopping habits are supported by a whole network of behaviors: my love of retail therapy, my frequent visits to the mall, and the fact that my three best friends are all shopaholics. If my resolution is to spend less on shopping this January, that may mean fewer trips to the mall, less contact with the three shopping buddies, and ways to handle stress that don’t involve a credit card.