Operation sneaky Santa
It may seem like it's not the time of year to think about Christmas, but if you are a parent to small children, this may be the perfect time to give it a bit of consideration. When my children were seven, five and three years, my best friend and I did a wild and crazy thing: we created Sneaky Santa. That year:
1. Our children had the best Christmas ever.
2. My friend and I faced January with tons of money and no debt.
3. Our houses were organized and clutter free.