Set Yourself Up for Success
Yes, that is correct. DON’T create a budget. Why you might ask? Because, for most people, traditional “budgets” don’t really work.
Most people spend hours guessing how much they’ll spend on groceries, but then don’t look at frequently enough for it to shape their behavior. This person is called the “casual budgeter”, which includes 99 percent of everyone who’s ever tried to budget.
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