Oh God! Thou art the Giver of Life, Remover of pain and sorrow, The Bestower of happiness, Oh! Creator of the Universe, May we receive thy supreme sin-destroying light, May Thou guide our intellect in the right direction. AUM BHOOR BHUWAH SWAHA, TAT SAVITUR VARENYAM BHARGO...

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He who has amassed great wealth but does not enjoy it is reckoned as dead, like his unused heap. Believing wealth is everything, yet giving away nothing, the miser himself will be possessed by a miserable birth.

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