Open up the yellow pages of your local phone directory. There you will find listed attorneys, financial advisors, plumbers, electricians, beauticians, bankers, and even fitness trainers. All of these people know much more about their business then we do. Therefore we pay them a fee to help us in their particular specialty. Some of them become regular consultants and a few even good friends. All of their expert advice is directed towards help in this present life.
In addition, you will find dozens of people listed as psychologists, psychiatrists, psychotherapists and so on. Although these health professionals can perform a useful function, often times they serve as surrogate spiritual directors, giving erroneous or unfortunate answers for spiritual problems. Their advice depends on their particular training often based on naturalistic theories or ideologies which can do much more harm than good.
The only question truly worth asking is that of the rich young man of the Gospel, "What must I do to gain eternal life?" which leads to other questions, such as "How can I achieve holiness in this life?" or "What is God's will for me?" God answers these questions for us in many ways. Simply to follow the Ten Commandments as they are written in our hearts in natural law and come to us through God's Word is a good start, as Jesus himself advised the rich young man. We can also look to God's Revelation to us through Sacred Scripture and Tradition -- the guidance of the Church through its teaching authority and sacraments. We can then look at our present state in life and our past life experiences for good clues as to what God wants for us in any present moment.
However, in order to find answers to these questions, every Catholic should have a spiritual director. As Blessed Josemaria Escriva put it, "You wouldn't think of building a good house to live in here on earth without an architect. How can you ever hope, without a director, to build the castle of your sanctification in order to live forever in heaven?" This is true for everybody, not just for the poor, simple, or uneducated but even more for the complacently successful. Escriva goes on to say, "You think you are really somebody: your studies -- your research, your publications; your social position; your name; your political accomplishments -- the offices you hold; your wealth; your age...no longer a child. Precisely because of all of this, you -- more than others -- need a director for your soul." You may have several or even many during the course of your life. He will provide you the answer to your many questions as our circumstances change and as we grow "in wisdom and grace." Besides he won't charge you a dime.
Where do you search for a spiritual director? We should do what is referred to on Wall Street as "due diligence." That is, do careful research before choosing a spiritual consultant, perhaps as much as in searching for a spouse or choosing the right college. After all, you are looking for a person to whom you are, in part, at least entrusting the salvation and sanctification of your very immortal soul. Remember that you are the buyer and that it may take several tries to find the right person or organization that fits your needs.
The spiritual director may be a priest or a layperson. One very simple way is to look to your friends who clearly take their interior and apostolic life seriously. One flows from the other. Ask them for a referral. If you see a serious striving for holiness in them, there is little doubt they are taking advantage of a good spiritual director.
A second way is look for a person, a priest or a lay person, in whom you see deep piety, wisdom, experience, maturity, zeal for souls and an unquestionable faithfulness to all the Church's teaching. He need not have formal training in spiritual direction. The traits listed above more than make up for class hours or a degree. After all Karol Wotyla's first spiritual director was a tailor! Then try to get him to free some time up for you. I guarantee he has a long line of clients.