The average American family has a credit card debt of $8,400 dollars and about 20% have “maxed out” their credit cards. Perhaps even more distressing is that our young people are saddled with an average student loan debt of $33,000. The Federal Reserve reports that over 40% of US families spend more than they earn. If you’re in this situation, what do you do to keep from declining to a state of poverty and despair? You have three main choices. (1) You can give up, yell, “I can’t take it anymore!” and hope that someone or something comes along to rescue you. (This doesn’t usually happen.) (2) You can just keep doing what you’re doing. (Things will probably remain the same or get worse.) or (3) You can choose a new destination, the one called “Abundance,” and put one foot ahead of the other and keep walking.