Six Penny-Pinching Tricks that Work

Set Up a Grocery Budget

It’s amazing what the simple act of creating and sticking with a grocery budget can do for your family’s finances. If you’ve never had a grocery budget before, I’d recommend going with a ballpark figure of $20 per person per week to start out with. Then, slowly work on lowering it by 1-3 percent each month.

Take your budgeted grocery amount out in cash at the beginning of each month and only bring that with you to the store (leave the debit card, credit card, and check book at home). This provides instant self-discipline because when the money’s gone, it’s gone.

"For more step-by-step help to lower your grocery bill," writes Crystal Paine, check out my 31 Days to a Better Grocery Budget Series

Plan a Menu

Your freezer can become of your best money-saving friends. You can use it to store extra produce you got in season at a rock-bottom price, you can use it to store meat you purchased in bulk, and you can use it to keep freezer meals at-the-ready for last-minute dinners.

Many people are turned off by the thought of freezer cooking because they envision it entails mushy freezer-burnt casseroles. While casseroles are a quick and easy thing to make ahead and stick in your freezer, there are so many other non-casserole options when it comes to freezer cooking.

You can brown hamburger or bake and chop chicken and freeze it, you can put together baking mixes, you can make sauces and marinades to freeze, you can chop and freeze veggies for stir fries... the possibilities are near endless!

For more ideas, be sure to check out my Freezer Cooking in an Hour.